On July 12, 10 of 11 bills were approved by the House Ways and Means Committee. These bills, designed to expand access to Consumer Directed Healthcare, were re-packaged into two bills (Rules Committee Prints 115-82 and 115-83). This past Monday, the bills were approved by the House Rules Committee, and today will move on for final passage vote under a closed rule process.
Read on for a brief summary of both bills:
H.R.6199, as reported by the House Rules Committee (Print 115-82)
- Allow first dollar coverage flexibility for High Deductible Health Plans (H.R.6301)
- Allow certain health care services to be provided at employer on-site clinics or retail clinics without disqualifying an individual from contributing to an HSA (H.R.6305)
- Allow contributions to an HSA under certain circumstances if a spouse has a health FSA (H.R.6305)
- Adds menstrual care products as a qualified medical expense for tax-free reimbursement from these accounts (H.R. 6199)
- Allow certain qualified sports and fitness expenses to be treated as qualified medical expenses (H.R.6132, as approved by the Ways & Means Committee)
H.R.6311, as reported by the House Rules Committee (Print 115-83)
- Remove the $500 limit on health FSA amounts that can be carried forward to a future year (H.R.6313)
- Allow HSA-eligible working seniors enrolled only in Medicare Part A to contribute to their HSAs (H.R.6309)
- Increase the HSA contribution limits to the statutory limits on out-of-pocket expenses (H.R.6306)
- Allow both spouses to make catch-up contributions to the same HSA (H.R.6306)
- Deem Bronze and Catastrophic plans as HSA-qualified plans; also allows anyone to purchase Catastrophic plans (H.R.6311)
H.R. 4616, which would delay the Cadillac plan tax was not re-packaged into either bill (115-82 or 115-83). Proficient Benefit Solutions will continue to keep you updated on the status of these bills.