We’ll help you focus on what you do best.

We bring experience, expertise, and our signature personal touch to the Consumer Driven Healthcare market. Our job is to make your job easier.

Proficient Benefits


How Are We Different?

At Proficient Benefit Solutions, we are big enough to deliver advanced technological solutions and sophisticated administrative outcomes to the market, but small enough to know and truly care about our clients.

Our job is to make your job easier and this is how we do it. We bring our experience, our expertise and our cost effective solutions to the Consumer Directed Healthcare (CDH) marketplace. We take care of our clients. We believe in absolute integrity. We dedicate ourselves to continuous learning and go all out to attain expert level knowledge in the products and services we provide. We are enthusiastic about service and believe that every encounter is an opportunity to earn our client’s trust and loyalty. Finally, we continually look for opportunities to implement innovative solutions making it easier to do business with us.

What We Offer

Administrative Solutions

At Proficient Benefit Solutions we understand CDH and the critical role it plays in your employee benefits program. A well-developed program not only will save you money but it will help attract and retain good employees. Your program deserves the best in service, support, and systems technology. So that’s what we deliver!

Included in our services are:

  • An enrollment process tailored to fit your needs.
  • Materials designed to help educate you and your employees.
  • A self-service employer portal allowing you to stay connected to plans, including plan and participant reporting
  • Proficient Connect, an online portal and mobile App allowing participants to access and manage their accounts 24/7 from their favorite device!
    • View balances, submit claims, add receipts, and more from the portal and App.
    • Check, on-demand, the eligibility of an item with the eligibility scanner through the App.
    • Download transactions into excel for importing into personal accounting software through the online portal.
  • Participant alerts and notifications via text and email
  • In addition to our customer service team, participants have 24/7 access to an easy to navigate automated telephone service providing quick access to account balances, recent transaction history, and report a card lost or stolen. Best of all, during normal business hours this service can be easily exited to speak with a highly trained customer service representative

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Compliance Solutions

Let Proficient Benefit Solutions do the work required to ensure your plans are in compliance with the complex and seemingly ever changing rules and regulations. Whether its plan documents, regulatory reporting or compliance testing you need, we have you covered!

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Employer Tax Savings Calculator

Employers can use this calculator to help understand the potential tax savings available under a cafeteria plan.

Enter Gross Payroll Wages per Pay Period
Enter Total of all Eligible Pre Tax Deductions for all Employees
(Include Medical, Dental, Vision, FSA, etc...)
Adjusted Taxable Wages per Pay Period $0
Estimated Employer Taxes $0
Estimated Employer Taxes Without Cafeteria Plan
Employer Tax Savings Available per Pay Period $0

Annual Savings

12 Pay Periods: $0
24 Pay Periods: $0
26 Pay Periods: $0
52 Pay Periods: $0