As the year winds down, it’s a great time to tidy up your benefit accounts and prepare for a fresh start in January. Whether you have an FSA, HSA, or HRA, the tips below will help you make the most of your benefits.   First,…

The clock is ticking! If you have a healthcare FSA, now’s the time to review your balance and use any remaining funds before they expire. Many plans operate on a use-it-or-lose-it basis, with a deadline of December 31.   …

This Thanksgiving, we pause to express heartfelt thanks to our clients and the many participants we serve through FSA, HRA, HSA, and COBRA programs. Your trust and partnership mean the world to us. We are equally grateful for our dedicated…

On Veterans Day, we proudly salute the courage, service, and sacrifice of our military veterans. Your dedication to our country is a beacon of honor and strength. We’re especially thankful for the veterans among our clients, FSA & HSA plan…

The clock is ticking! If you have a healthcare FSA, now’s the time to review your balance and use any remaining funds before they expire. Many plans operate on a use-it-or-lose-it basis, with a deadline of December 31.   …

Proficient will be closed the following days for an all company meeting:10/30/25 - Beginning at 4:00 PM10/31/25We will resume normal business hours on Monday, November 3rd.

Open enrollment is the perfect time to take a closer look at your benefit options. If your employer offers multiple account types—FSA, HRA, or HSA—it’s important to understand the differences so you can make the choice that best fits…

Open enrollment is just around the corner. Now is the perfect time to start thinking about your benefits choices and how you can optimize them for the year ahead.   Whether you’re deciding between an FSA, HSA, or…

This coming Labor Day is more than just the unofficial end of summer—it’s a tribute to the determination and achievements of workers across the nation. Your commitment fuels progress strengthens our economy and builds stronger communities.…

As summer wraps up, many parents are preparing their children for the school year. It’s also a great time to revisit your Dependent Care FSA and how it can ease the financial stress of back-to-school expenses.   If you have a…