Open enrollment is just around the corner. Now is the perfect time to start thinking about your benefits choices and how you can optimize them for the year ahead.
Whether you’re deciding between an FSA, HSA, or HRA—or considering changes in coverage levels—it’s important to evaluate your family’s anticipated healthcare needs and your financial goals. Ask yourself: Did I use all my FSA funds last year? Should I increase my HSA contributions to save on taxes? Will my employer contribute to an HRA again?
Take note of any new plan offerings, changes in contribution limits, or updates to eligible expenses. If you’ve experienced a life event—like a marriage, new child, or change in employment—this could be a good time to adjust your elections accordingly.
A little preparation goes a long way. When enrollment opens, you’ll be ready to make confident, informed decisions. Need help evaluating your options? Our team is happy to provide guidance.
Plan ahead—your future self will thank you.
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